> For the complete documentation index, see [llms.txt](https://docs.mogoplus.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.mogoplus.ai/mogoplus-open-banking/getting-started/mogoplus-open-banking-solution-overview.md).

# MOGOPLUS Open Banking Solution Overview

<figure><picture><source srcset="/files/mFUeBpIyz8hATxXwILwM" media="(prefers-color-scheme: dark)"><img src="/files/PJJo1yWQZmiT2ilaS8la" alt=""></picture><figcaption><p>This diagram illustrates a secure data-sharing workflow between the Lender, ADR, CDR Source and MOGOPLUS.</p></figcaption></figure>

## Data Flow Explanation:

### 1. Consent and Customer Order:

* Applicants provide consent to the **Lender** to access their data.
* The lender then initiates a **Insights Order** which triggers the data retrieval process.

### 2. Data Retrieval by ADR:

* The ADR sends a request to the **CDR Source** to obtain **CDR Data**.
* Upon receiving the CDR Data, ADR prepares it for submission.

### 3. Data Submission to MOGOPLUS:

* The ADR submits the collected data to **MOGOPLUS** using secure communication protocols **(mTLS + Token)**.
* This ensures the data is transmitted securely.

### 4. Insights Report:

* MOGOPLUS processes the submitted data and generates an **Insights Report**.
* This report is sent back to the ADR, which can be accessed by the lender.


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